The Engineering Blog

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BC Closing Costs Explained: The Hidden Fees Newcomers Miss

Closing costs in BC typically run 1.5–4% of your home price and include legal fees, property transfer tax, and insurance. Learn what to budget so there are no surprises at the finish line.

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BC Property Transfer Tax for Newcomers: What You Really Pay at Closing

Property Transfer Tax is the hidden closing cost that surprises most newcomers buying their first home in BC. Here's exactly what you'll pay and how to claim exemptions worth up to $14,000.

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Closing Costs for Newcomers Buying in BC: The Hidden $10K-$25K Expense

Most newcomers budget for a down payment but forget closing costs—an extra 2-5% of your purchase price that's due at closing. Here's exactly what to expect when buying a home in Surrey or BC.

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What is a Strata? A Plain-English Guide for Newcomers

If you moved to Canada from a country without condos or townhouses, "strata" is a confusing word. Here's exactly what it means and what you need to check before buying.

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The Mortgage Stress Test Explained — With the Actual Math

Every Canadian mortgage applicant has to pass the stress test. Most realtors skip the math. Here's exactly how it works and how it affects your buying power in Surrey.

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Surrey vs Burnaby: Where Should Newcomers Buy in 2026?

Price per sqft, transit scores, school ratings, rental yields — I ran the numbers on both cities so you don't have to.

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The Newcomer's Complete Checklist for Buying Your First Canadian Home

From getting a SIN number to completing at the lawyer's office — every step of buying a home in Canada, in order.

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Property Transfer Tax in BC: Who Pays, How Much, and Exemptions

PTT is one of the biggest surprise costs for first-time buyers in BC. Here's exactly how it's calculated and who qualifies for an exemption.

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Why Fleetwood is Still the Best Neighbourhood to Buy in Surrey

School catchment, SkyTrain access, price trends — here's the data behind why Fleetwood consistently outperforms other Surrey neighbourhoods.

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